![]() ![]() They’re why McDonald’s doesn’t cover carpal tunnel syndrome and why Brookdale Senior Living, the nation’s largest chain of assisted living facilities, doesn’t cover most bacterial infections. The investigation found the plans almost universally have lower benefits, more restrictions and virtually no independent oversight.Īlready in Texas, plans written by Minick’s firm allow for a hodgepodge of provisions that are far different from workers’ comp. ProPublica and NPR obtained the injury benefit plans of nearly 120 companies who have opted out in Texas or Oklahoma - many of them written by Minick’s firm - to conduct the first independent analysis of how these plans compare to state workers’ comp. And with a coalition led by executives from Walmart, Nordstrom and Lowe’s, Minick has launched a campaign to get laws passed in as many as a dozen states within the next decade.īut as Minick’s opt-out movement marches across the country, there has been little scrutiny of what it means for workers. ![]() Tennessee and South Carolina are seriously considering similar measures. Oklahoma recently passed a law co-written by Minick allowing companies to opt out there. Many of the nation’s biggest retail, trucking, health care and food companies have already opted out in Texas, where Minick pioneered the concept as a young lawyer. Minick’s quest sounds implausible, but he’s already scored significant victories. “We’re talking about reengineering one of the pillars of social justice that has not seen significant innovation in 100 years,” Minick said. Minick swept his hand past pushpins marking the headquarters of Walmart, McDonald’s and dozens of his other well-known clients, and hailed his plan as not only cheaper for employers, but better for workers too. His idea: Let them opt out of state workers’ compensation laws - and write their own rules. How Much Is Your Arm Worth? Depends On Where You WorkĮach state determines its own workers’ compensation benefits, which means workers in neighboring states can end up with dramatically different compensation for identical injuries. ![]()
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